Know The Seasonality Of Commodity Trading Market

The best way to go about conducting your stock trading business is to think about it calendar-wise. It's true, everything has a season and trading is no different whenever you consider the seasonality of markets. When you correlate and identify your past market performance on a month-to-month basis, then you'll be able to identify and learn to expect when the markets you choose have the best entry time and then the exit time.

It is just an instance of how to conduct a small portion of your commodity trading efforts. The seasonality of markets is never a sure bet and you should never rely only on this type of market timing as the only type of investment you make.

Using a calendar method to find the seasonality of markets can work for some if there are certain other market timing strategies implemented. The calendar seasonality works on a six month stock purchase and also stock sell season. It has been shown to be a good indicator to follow from a really old phrase coined by Wall Street-Sell in May, Go Away.

The seasonality of markets used by this tactic signals that the best buy symbol is on or about the beginning of the month of November. Hang on till the next year and about the end of April is the sell signal. This method has often shown one of the best best time of stock trading performance. This has been shown to work about 70% of the time since 1957 by S and P 500 and has usually shown a gain of nearly 6% for those months.

The difference being that with the seasonality of markets your stock trading efforts only see a return of less than 1% in the 6 months of May to October. This is the summer trade season and it falls off like this as so many traders go on vacation so trading is low and slow for summer. Some traders though, can find great stock trading markets in this season if they're short term traders. Consider other seasonality of markets cycles when stock trading.

It is shown historically you can make higher return to the tune of about 17% in Pre-election years. Election years follow in second place with the average of gains being about 5%. The worst time, if following the seasonality of market trends will be post-election years and mid-term election years. As you can see any stock trading venture is an unknown adventure. Therefore, the seasonality of the markets is as good a strategy as any other types of methods.

The Relevance of Travel Insurance

When you are making plans for acquiring travel insurance, you have to be very precise with regards to the provisions that are inclusive in the policy and the conditions that are excluded by the insurance provider. Although a full coverage sometimes can be the best and practical option for most coverage, you can actually choose the items covered which you want to be included in your policy if you want to have a cheaper travel insurance premium.



Travel insurance is one of the key things you should never forget whenever you plan for a holiday trip outside the country or an inside the country vacation. It is one of the essential things needed if you want to be covered in medical and other financial expenses you may incur during your travel.

A multi trip insurance coverage is more often referred to as annual travel insurance policy and having it can significantly save you money in the process. Sometimes, a cheap policy does not necessarily mean that it doesn t have excellent coverage. You only have to have to determine the type of coverage you think you may need and this can significantly lighten the premiums you have to pay on your provider.

Most of the time, travel agents offer insurance as part of their travel packages, but considering some important facts in procuring travel insurance, it is more practical to do it on your own than have your travel agent include it in your travel package if you want to have a more comprehensive and better travel insurance coverage worth the money you paid.

There are several travel insurance coverages you can choose from, depending on the frequency of traveling you do annually, and you can choose to either opt for a single trip or multi trip travel insurance coverage. If your travel plan only includes one trip outside or within the country, you can choose the single trip travel insurance policy, but if you are planning to take several trips within the year, it is more practical as it is cheap obtaining multi trip insurance than having single trip insurance every time you travel. This can also save you time from repetitive insurance application every time you are having a trip.

Typical services offered by travel insurance providers are, emergency repatriation and/or evacuation, medical expenses incurred while traveling, personal accident cover, travel cancellation and restriction, delay, theft, loss or damage of properties while on the trip, like personal baggage, coverage for missed connection for those taking connecting flights, and personal liability coverage.

What If You Forget to Buy Travel Insurance?

For many people, acquiring travel insurance is not on their list of things-to-do when making their travel preparations. What most travelers do not realize is that there are many events that can happen on a vacation that can result in serious financial loss. Before traveling abroad, it is important to consider the reasons why you should not forget to buy travel insurance:



Personal Injury: When planning to travel in another country, you should think about what would happen if you were in accident and needed medical treatment. Depending on the severity of the injury, medical costs could run from hundreds to thousands of dollars. Buying travel insurance before your trip will ensure that if you need medical treatment, your costs will be covered. Personal accident coverage can also cover you in the event of death or if you are permanently disabled. Some policies will pay your legal costs if you decide to sue a third party for damages as a result of personal injury or death.

Unexpected Cancellation: After booking and paying for a trip, many people do not think about the money they will lose if they had to suddenly cancel. This could be due to an illness or death in your family, jury service, fire, or flood or storm damage to your home or business. The financial loss could be enormous. Travel insurance will cover your costs if you have to cancel your trip.

Missed Departure: On the way to the airport, most people do not consider how much money they would lose if they missed their flight. This could be the result of weather conditions, vehicle breaking down, etc. With travel insurance, you will be covered in the event of a missed flight. You may also receive a lump sum if there is a valid reason why your departure was delayed or you missed your flight.

Lost or Delayed Luggage: When traveling by plane, many people have had their luggage either delayed or lost. Replacing clothes and incidentals can be quite costly. Travel Insurance will cover lost luggage items. If delayed, the policy will cover the purchase of necessities that you require while waiting for your luggage to arrive.

Cause Injury to another Person: If you have rented a car while traveling abroad and crash into another car, and are found at fault, you may be responsible for paying for another person's medical costs. Personal liability insurance will cover you for another person's loss. Some policies will pay for the cost of an attorney if you are sued.

Lost Belongings and Theft: When you are traveling abroad, you should consider what you would do if you lost your belongings or had them stolen. Losing you cash, credit cards, and other forms of payment could leave you in a frightening situation. Traveler's insurance will cover you if you lost or had your means of payment stolen. If you take expensive items such as jewelry and cameras on your trip, you run the risk of having the items stolen. Travelers insurance will cover you in the event of a theft of an item. Most policies impose a limit of coverage on any one item. You should consider adding 'all risks' coverage to your valuables. As well, make sure that you become familiar with any stipulations in your travel policy regarding the loss of an item. If you left a camera at a public place such as a park, you may not be covered

Traveling abroad can be an exciting and fun adventure. When making your traveling preparations, you want to make sure that your plans will result in a relaxing and enjoyable trip. Purchasing travelers insurance will give you peace of mind knowing that you are protected.